ZxBudget Privacy Policy

Last updated: June 16, 2026

ZxBudget is a personal budgeting app for iPhone, iPad, and Mac. Protecting your privacy is a core design goal: the app is built so that the developer never has access to your financial data.

Data we collect

None. The developer of ZxBudget does not collect, receive, store, sell, or share any of your personal or financial information. There is no account to create with us, no analytics, no advertising, and no third-party tracking SDKs in the app.

Where your data lives

All of your budget data — accounts, transactions, categories, targets, and settings — is stored locally on your device and in your own private iCloud account using Apple's CloudKit private database. This data is synced between your devices by Apple and is governed by Apple's Privacy Policy. The developer cannot see, access, or retrieve it.

Network usage

ZxBudget connects to the internet for two purposes only:

Data sharing and budget collaboration

If you choose to share a budget with another person using the app's built-in sharing feature, that data is shared directly between your iCloud accounts through Apple's CloudKit sharing. The developer is not a party to that exchange and does not receive the shared data.

Data retention and deletion

Because the developer holds none of your data, there is nothing for us to retain or delete. You remain in full control: you can edit or remove data in the app, reset your budget, export a backup, or delete the app and remove its data from your iCloud account at any time.

Children

ZxBudget is not directed at children and does not knowingly collect any information from anyone, including children under the age of 13.

Changes to this policy

If this policy changes, the updated version will be posted on this page with a new "Last updated" date.

Contact

Questions about this policy or the app? Email zxiiro@gmail.com.

ZxBudget Support