ZxBudget is a private, zero-based budgeting app for iPhone, iPad, and Mac. Plan every dollar, track your spending across accounts and currencies, and watch your net worth grow — all stored in your own private iCloud, with no ads, no tracking, and no bank logins.
For questions, bug reports, or feedback, email zxiiro@gmail.com. Please include your device model and OS version so we can help faster.
Where is my data stored? In your own private iCloud account (Apple CloudKit). The developer has no access to it. The app also works fully offline and syncs when you reconnect.
How do I back up or move my data? Use Export Backup in Settings to save an encrypted backup file. You can restore it on any device, or keep it as an archive.
I'm switching from another budgeting app — can I import? Yes. Settings includes a guided wizard to import a register and budget plan from a CSV export.
Why does the app need a network connection? Only for iCloud sync and to fetch public foreign-exchange rates for multi-currency budgets. See the Privacy Policy for details.